Credit Management

ACCOUNTS COLLECTION MANAGEMENT

Thanks to the agreement with CTI Tecnología y Gestión, subsidiary of INFORMA D&B we put at your disposal this global solution that permits you to manage in an integral way your credits covering all its life cycle.

With this Solution you would have at your disposal:

• Approval and notification services: technical and commercial approval, notifications to the credit debtor and incidences processing.
• Prevention services: management of irretraceables and bank verification.

DEFAULT PAYMENTS COLLECTION MANAGEMENT

Integral service of default recovery for all kinds of portfolios that permit automatic and massive files treatment, as well as the personalized management of each of your default payments, a service rendered by CTI Tecnología y Gestión, subsidiary of INFORMA D&B, which is specialized in this kind of services.

This service offers you:

• A design of a personalized strategy .
• Maximum specialization .
• On-line Access to consultations to your default payers’ situation, file manager, of your portfolio statistics downloads, recommendation reports, etc.
• An Expert platform of telephone recovery management.

ON-LINE DEBT COLLECTION COLLECT

The easiest, quickest and most efficient way to collect your default payments.

Thanks to the collaboration with Recobralia, a company specialised in default payments collection through the Payment of Debt, INFORMA D&B offers you the possibility to claim your pending debts in preferential conditions.

With The Collection Service of INFORMA D&B you would be able to claim any monetary debt, due for payment and necessary of between 400 and 30,000 Euro, in the quickest, easiest and more efficient way, processing the Payment of Debt on-line, a legal proceeding without lawsuit and which is exempt from legal taxes.

With this Process you benefit from:

• The highest efficiency, with a recovery success of 45% and execution and attachment of 39%, according to the data of the General Council of the Judiciary.
• Less cost, fixed price service and only in case of debt recovery, a percentage over the claimed amounts.
• Tax Advantages, the claimed amounts are compensable over the taxable base of Company Taxes (Art. 12 Law 43/1995 of Company Taxes) and over VAT (Art. 80 VAT Law).”