New Product: Predictive Scoring and new ClubInforma PREDICTIVE SCORING As a result of the alliance between  EXPERIAN SCOREX  leader company in the development of help systems in the credit decision making and  INFORMA  leader in commercial and financial information, appears this product that informs you on the probability that the company of your request has of not fulfilling its short term payment obligations (12 months). Included in the Commercial and Financial Report or as a Modular Product, it consists on: The Percentile reflects the situation of the company analysed in the total population, with reference to the probability of short term payment default. In the case of evident prevailing of some variables, the principal reasons of the qualification of the company. Probability of shot term payment default of the company. Relative position of the company in the sector, in case it presents financial information. NEW In the Club Informa, multi-sectorial payment default record, we have included the following improvements: It has been created the concept  It will serve as debt manager and you could access to the on-line actualisation of your debt and consult exclusively what your company has provided. With the same user code that you use for the consult, you could update your debt, on your consent and communicating it to Informa. You will also have the possibility of updating in a massive way all your debt with just one chick, if you have changed nothing between one month and another, or updating massively all the incidents provided for each debtor. In the paragraph  you could also obtain statistics on the debt provided by your company under the following criteria: General Summary Number of incidents, maximum / minimum amount, date older /more recent. Distribution by legal Form Distribution by activity of the debtors Distribution by province of debtors and incidents Distribution by ranks of antiquity of the debt Distribution by ranks of amount of the debt Distribution by kind of incident document Active Incidents New graphic interface with more information per incident. You could visualise the original data, in which refers to Social Name and domicile, provided by the associates, as well as obtaining in the first screen a summary of the debtor’s attitude facing the Club. For the incidents provided by your company it will be indicated, just to you, in the field sector the name of your company; this way, it will be easier to distinguish the own incidents from the rest provided by other associates. If you have any doubts or queries, contact our International Customer Service, telephone +34 902 178 078 or fax +34 91 661 90 60 e-mail: customerservice@informa.es