A defaults of payment file connected to a financial and business system in which you can nimbly and securely claim defaults of payments and consult defaults of payment information.
You can now use the defaults of payments claim service to include your defaulters in ICIRED's defaults of payment file.
ICIRED, subsidiary of Informa D&B, sends a demand for payment to the debtor, that is to say, a certified notification requesting the payment of the debt. If the debtor does not pay, it is included on the defaults of payments file and receive a communication notifying it.
The publication in the file implies a public exposition of the debt that could be consulted by any Spanish financial entity or company and, thus, it boosts the collection of the debt.
By contracting the defaults of payments claim service you would also get free consultation of ICIRED's defaults of payments file for a year.
It is a service with no initial cost for the customer. ICIRED charges a commission of the recovered amount that depends on the volume of your debt portfolio and average debt amount.
New system, in a secure digital environment, that is 100% legal, complying with the LOPD (Personal Data Protection Act) and the RGPD (General Data Protection Register).