uses own and third parties cookies to improve the browsing experience and collect anonymous navigation data for analytical and statistical purposes. If you continue using this site it is considered that you agree with our Cookies Policy Close

Individuals' Non-payments

The Reports on Individuals, is the first and only open report with information on individuals' non-payments.

How do I know if a future tenant has debts? How do I know if a sole proprietorship or individual is included in a defaulters' list?

If you are doing business with a sole proprietorship or an individual and you need to know if it is listed in a defaulters' list. You can consult the Individuals Non-Payments Report and check if the sole proprietorship is included in the InfoDeuda defaulters' list.

The information contained in the Individuals Non-Payments Report is obtained from InfoDeuda's Defaulters List. A defaults of payment file managed by EXPERIAN BUREAU DE CRÉDITO, S.A., with more than 1,2 million registers of individuals and a total unpaid debt balance of more than 1,700 million €.

What does the Individuals Non-Payments Report contain?

If the consulted nif/nie is included in the defaulter's list and has associated debts or unpaid operations in the file you would get:

- Identification section
- Summary 
- Non-Payment details

  • Operation code
  • Product from which the non-payment is derived
  • Type of participant (holder, guarantor, other)
  • Nuber of non-payments (when available)
  • Amount of the non-payment
  • Date of the first non-payment
  • Date of the last non-payment
  • Situation
  • Detail of the evolution of the non-payment
- Distribution of the unpaid amounts and the number of unpaid operations by situation 
- Graphic representation of the non-payments

In case no debts are associated to a consulted NIF/NIE you would obtain the verification that there are no unpaid operations registered in the defaulters' list at the date and time of the consultation