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Credit Reclassification File (F.R.C.)

Credit Reclassification File (F.R.C.)

Discover our Credit Reclassification File (F.R.C.) to carry out a credit risk evaluation before possible non-payments.


As not all customers are the same at Informa D&B we want to offer you an exclusive file: the Credit Reclassification File (F.R.C.).

Thanks to the F.R.C. file you could evaluate the credit risk of your client portfolio and differentiate those clients that may be important for your business and those that may be detrimental, getting to know information on its way to face their payments.


Credit Reclassification File (F.R.C.) enriches and maintains your clients databases with parameters as CIF, Rating Informa, credit opinion, incidences, main financial indicators, our exclusive payment behaviour indicator Paydex and the possibility of completing the information with RAI and Experian Bureau Empresarial (E.B.E.) data, turning, this way, in a fundamental tool to detect default of payments risks.

The file is delivered in excel format and it incorporates tables and graphic representations that would help you to analyse in the most detailed way the situation of the companies in your portfolio.

After the first initial delivery, the file is updated and sent on a monthly basis including a comparison with previous month's data detailing all changes that have taken place in your portfolio.