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Credit Report

Credit Report

The report that allows you to know all the trading, business and credit risk information on a company with which to establish commercial relations

The Credit Report provides you the company's business information you need to establish commercial relations with it, or to get to know better those companies that are already clients, suppliers or competitors. Contains information coming from various public sources, such as BORME, newspapers, official registers and information from filed accounts.


Content of business reports

This INFORMA D&B's Report contains the following information:

Risk-Credit Information

Informa's Rating is a classification system of a business' solvency, it gives a business risk objective qualification and an opinion on the credit limit for that company.

Judicial and Default of Payments Information

To know all the claims and administrative and judicial decisions published in various official bulletins, as well as all non-payments registered in the main default of payment files of in Spain: RAI, Experian Bureau Empresarial, Bank and Multi - sectorial Defaults of Payment.

Dun-Trade® Program information

It is a unique and exclusive product of INFORMA that allows you to know the payment behaviour of the clients of a company and is an added value for companies' risk management. Additional Information on the Dun-Trade® Program. From the information coming from participants it is elaborated the Paydex ® Score; a synthetic index which scores from 0 to 100 the payment behaviour of a company over the past 12 months.

Official information on the company published in the Official Gazette of the Mercantile Register (BORME), Official State Gazette, Provincials Gazettes and Press Releases. As well as its corporate structure: shareholders, holdings, directors and administrators.

Business Information

The business Information of the report provides an overview of the company from the commercial point of view reflecting its activities, business operations or customers and suppliers. These data are mainly extracted from the annual financial report published by the company in the Mercantile Register apart from the business information obtained through surveys and investigations.

Basic Financial Information

The main financial elements with indicators and economic magnitudes of the company in the last few years, with which you could know the economic evolution of the company. To know Financial Information in full detail you can consult our Financial Reports.

Content of business reports

Source of the Business Information

The content of the Business Information Report comes from official public sources; more than 150,000 data are processed into our Spanish Database every day. For a safe trade relation with a company you need to be up to date of all changes that take place on it, Informa D&B offers you Companies Monitoring Services for this purposes as it would notify you all the changes that take place in the consulted reports


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