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Cesce´s Póliza Fácil

Cesce´s Póliza Fácil

Protect before non-payments by insuring your credit sales.

Credit insurance profits

If your SME sales on a credit basis we do offer you the easier and quicker non-payments insurance.

  • It guarantees the sales of all your clients' portfolio.
  • Compensation of unpaid credits.
  • Coverage: 85% of the risk limit of your classified customers.
  • With no administrative charges for your company.
  • Flat rate depending on your sales volume.
  • You can have a cover of anonymous or not classified clients.
  • Debt recovery management service.
  • Improve your financing sources by improving your credit conditions.

We also offer an online service to pre-sort through risks, a system that will allow you to find out the risk assigned to 3 customers before contracting the policy.

Credit insurance profits

When is it useful to contract a Credit insurance?

Sale on a credit basis is a common practice. Accepting delayed payment terms implies assuming a non-payment risk that should be taken into account when choosing the client with which you are going to carry out a commercial transaction. If that client has an unstable location the operation may derive in an unpaid invoice ¿can your business assume that risk? Wouldn't it be better to insure your Balance sheet and Profit and loss account?

The credit insurance does precisely provide guarantee in the collection of business operations covering insolvency risks and reducing the impact that a non-payment can have on the stability of your business and its continuation.

An essential tool for an efficient risk management: on a commercial transaction non-payment, apart from the compensation the credit insurance, it includes the collection management of the unpaid debt.

When is it useful to contract a Credit insurance?

Consult the conditions of the policy


A price adapted to your size

INFORMA offers small and medium-sized companies that sale on a credit basis, a non-payments insurance policy, offered by its parent company Cesce, that could be easily and simply contracted through internet.

We are Cesce's exclusive insurance agents. Thanks to the systematic management of INFORMA D&B's database and Cesce's experience in credit insurance management, we do offer an easy system to calculate the price of your insurance without any obligation depending on the volume of your annual insurable sales.

A price adapted to your size

That's why Cesce's Credit Insurance is the easy insurance

  • Valid policy for SMEs with a sales volume of up to 5MM €
  • National and international sales cover in 32 countries
  • Fixed premium adjusted to the sales volume and with a fractioned payment
  • Without needing a previous evaluation of the debtors portfolio
  • Without a collections or sales declaration

If you identify your clients for Cesce to classify them:

  • Cesce insures you 85% of the risk limit
  • You would have a maximum risk limit of €160,000 per debtor
  • You would not have any annual maximum compensation on those debtors

If you decide not to identify any of your clients you can do it. In that case:

  • Cesce insures 60% of the risk limit
  • You would have a maximum risk limit per anonymous debtor of €3,000
  • The maximum annual compensation will be 3 times the premium


The easy credit insurance that speeds up policy management